Ken is back and the podcast. I talk about how to get out of trucking and how to keep your mind on real change and not fantasy change.
The New New Thing : A Silicon Valley Story
This is another great book from Micheal Lewis, he takes you in to a West Coast world of money and power. Jim Clark, founder of Netscape and two other business that make him billions, this crazy man behind money and power in this book, was born in Plain View TX and from a broken home. He drops out of school and Starts on fighting to get to the top. The book centers around his life and how he changed Silicon Valley. It touches on the his battles with Microsoft in anti trust cases and his Massive sail boat that sparked a billion dollar company in the most crazy way. Check out this financial adventure in the life of Jim Clark and his billions that makes Pixar, Web MD and more.
Life Insurance is one of the most important things a trucker can have. We work a dangerous job and many bad things can happen. Most drivers do there job to make money for there family but have you started think about what will happen if some thing happens to you. Truckers, we all need to make sure if some thing happens, your family is taken care of. So lets start with the basics that you need to know.
How much is based on your life cost, like your mortgage. How munch would it take to pay off or pay the payments until your family can replace your income. It would be great if you can get enough to pay off your home.You need to make a plan, you may have to let the house foreclose or try to sale it. Any plan you make should include the worst possible thing that can happen.
Remember the payment happens once and only once, if you don’t think and plan for the worst your family may just end up suffering. I don’t care about credit cards because your home is the most important thing and next food,gas and lights, nothing else matter’s. Don’t get me wrong, I think you should pay your bills if you have the money but not if your family end’s up on the street.
In your plan it should include how long will it take before you can get the money. You need some saving if it takes time to get the money or you may have to make a deal with the funeral home and don’t forget about the fact you may not be in your state, let alone the U.S.A, that means you have to include travel and lawyer possibly, so start thinking about it now.
There could be out of state medical bills or a lawyer needed if its a accident. They come after your family if your husband or wife is at fault. Also you may want to sue because some other party was at fault. You don’t need to start paying for pre-law but you may want to find a lawyer who can help you just in case. I would talk to one for advice on your plan. This is about being truthful and dealing with the reality of life and taking care of your family. You should talk to a estate planner and try to prepare for any thing that can happen, you only get one time to get it right.
So this year is over what are you going to do? This is the time to start setting goals for the new year. Every year its important to think about what’s important to get done in your life. You can’t get to a shipper with out a map and can’t become a trucker without learning to drive so why are you trying to live with out goals? Life is a trip that will end and before that, you have dreams that you want to a accomplish. Time to make a map, time to think about the most important thing in life as a starting point. What do you want out of life.
Last year I wanted to start a Internet business so I started making my blog, YouTube channel and podcast. Doing this has given me a new way of looking at the world and new goals to set. Growth in life only comes when you start to push forward to learn some thing new, this is why all your goals should have something to learn and then use that knowledge to do something.
If it’s becoming closer with family, that means learning about them. What type of woman or man are you raising, there beliefs and dreams. That woman or man you fell in love with, is she or he happy, what are there dreams, what can you do together to become closer. No one wants to live with strangers, so learn about the people you love and putting them in your goals will create a deeper love, because you are adding respect to the people you love, this applies to friends or family. This can just involve a setting with them, talking over dinner, playing games with them or just helping with a problem there facing big and small.
Think positively about yourself…. ask God who made you to keep on remaking you. ~Norman Vincent Peale}.
Think positively about yourself comes from growth in learning about you. Do you crack under pressure, do you love what you do and are you getting to achieve your dreams? If the answers is no then you can’t think positively about yourself, a dreamer or a talker standing still never growing. If yes than you know how important goals are, you love your family for a reason, not obligation, and people around you are enriched by your knowledge and wisdom. It’s a new year, time to follow your dreams and plan how to get there, because you have been blessed to see today, start to day planing your trip to a better you every day.
My Truck Driver Goals
Goals are like states, there are millions of ways to get there. I like using big long term goals first, which is the direction that all the smaller goals will follow. Big gaols should answer, who you are and what do you want to become before you die. Smaller goals are for the thing that push you in that direction.
When I decide to make a Internet business, the first goal was to learn about blogs. Be focused when learning any thing so you don’t learn forever, create a end point were you just start doing it. I gave myself two months of Internet Business Mastery podcast and then a month of reading many books. Then I just did it.
Paralysis by analysis, you will find this is a enemy of goal setting, so a short time thinking and only on the small next steps, not the long term big goals so you don’t let over whelm stop you. Step by step getting close to your big goals by fulfilling the small one’s and changing them every year as you find out who you are. For me this is how I grow and achieve my dreams.